Owner Powapay Group Limited ACN/ARBN 130 729 118

Service Kenny & Co Solicitors GPO Box 2811 BRISBANE QLD 4001

Filing Date 17 September 2008

Class 35 Bartering services (facilitating the trade exchange of goods and services); business consultancy services relating to management of fund raising campaigns; business referrals services; organisation and administration services in relation to the supply of benefits for customer loyalty and frequent buyer or frequent flyer schemes; organisation and management of customer loyalty programmes; organisation and management of incentive programmes; organisation, operation and supervision of an incentive scheme; organisation, operation and supervision of customer loyalty schemes; sales promotion through customer loyalty programmes (for others); sales promotions by issuing redeemable coupons (for others)

Class 36 Advancement of funds; advice regarding credit; advice regarding lending services; advice relating to mortgages for residential properties; advice services relating to enhancement of mortgages; advisory services relating to (financial) risk management; advisory services relating to banking; advisory services relating to credit; advisory services relating to finance; advisory services relating to financial investment; advisory services relating to financial matters; advisory services relating to financial planning; advisory services relating to financing; advisory services relating to loan services; advisory services relating to money management; advisory services relating to mortgages; advisory services relating to mutual funds; agency services for lending on mortgage; banking; banking services in relation to the electronic transfer of funds; bank card services; bank cheque card services; brokerage services relating to debt instruments; brokerage services relating to financial instruments; card accessed banking services; card operated financial services; cash card services; charge-card services; clearing house financial services; collection of credit sales; collection of financial information; collection of payments; commercial lending; commercial mortgage brokerage; computerised banking services; computerised financial services; consultancy services relating to credit; consultancy services relating to finance; consultancy services relating to investment; consultancy services relating to personal finance; consultation services relating to financial matters; consultations (financial); consultations relating to banking; consultations relating to credit; consultations relating to investment; consumer credit services; corporate finance consultancy; corporate finance services; corporate financing; corporate funds management; corporate lending; computerised transfer of funds; conducting of financial transactions; credit card registration services; credit card services; debit card services; direct debit services; discount card services; electronic banking; electronic funds transfer; electronic payment services; financial payment services; financial services; financial transaction services; financing of home loans; issuance of credit cards; issue of credit cards; issuing of vouchers or tokens of value in relation to the supply of benefits for customer loyalty and frequent buyer schemes; instalment loans; insurance services for the protection of mortgages; Internet banking; lending against securities; lending on mortgage; loan financing; loan services; loans against securities; mortgage advice; mortgage banking and brokerage; mortgage financing services; mortgage insurance; mortgage investment management; mortgage lending; mortgage protection policies; mortgage services; payment administration services; payment transaction card services; personal banking services; preparation of credit rating reports; preparation of credit reports; provision of bridging loans; provision of credit cards; provision of credit facilities; provision of finance; provision of financial information; provision of funds; provision of home loans; provision of information relating to financial services; provision of information relating to mortgages; provision of loans; provision of mortgage funds; provision of mortgage loan insurance; provision of mortgages; provision of online financial calculators; provision of online mortgage repayment calculators; provision of real estate loans; provision of secured loans; raising of capital; raising of finance; real estate financing; research services relating to banking; research services relating to finance; research services relating to investment; secured loans; syndicated loans; deposit-taking; discount factoring; dispensing of cash; electronic money transfer services; emergency financial services; finance leasing; financial advice; financial advisory services; financial advisory services for companies; financial advisory services for individuals; financial assistance; financial banking; financial brokerage; financial clearing house service; financial consultancy; financial consultation services; financial credit services; financial database services; financial economic advisory services; financial evaluation (insurance, banking, real estate); financial evaluations; financial fund management; financial grant services; financial information; financial information services; financial intermediary services; financial leasing; financial lending; financial loans services; financial loss management; financial management; financial management advisory services; financial savings services; financing of home loans; financing of investments; financing of personal loans; financing services; information services relating to banking; loan financing; loan guarantees; loan services; loan services for property investment; loans (financing); loans against securities; money brokerage; mortgaging; provision of commercial finance; provision of commercial loans; provision of consumer credit; provision of consumer loans; provision of credit; provision of credit information; provision of emergency cash; provision of equipment finance; providing information, including online, about insurance, financial and monetary affairs and real estate affairs; provision of industrial loans; provision of instalment loans; revolving credit securities; revolving credit services; revolving loan services; securing of funds