Owner Virgin Money (Australia) Pty Limited ACN/ARBN 103 478 897

Service Addisons Lawyers GPO Box 1433 Sydney NSW 2001

Filing Date 18 September 2007

Class 35 Organisation and operation of loyalty, incentive and reward programs; loyalty, incentive and rewards programs offering discounts for the use of goods and/or services; loyalty, incentive and rewards programs offering discounts for use of the goods and/or services of others; marketing and promotions services; marketing and promotion of financial services, insurance and superannuation; provision of prizes, awards and bonuses; promoting the sale of goods and/or services of others; advertising; public relations

Class 36 Provision of financial services and products; financial consultancy services including electronic fund transfers; credit and debit charge services; credit arrangement services; financial planning and analysis; fund investments; fund transfers including electronic fund transfers; managed funds; insurance services; insurance consultancy services; insurance indemnity; capital investment; issue of tokens of value; insurance underwriting; financial management; mutual fund services; pension services; loans, mortgages; loan financing; safe deposit services; trusteeship services; banking services including home banking and Internet banking; personal equity plans; annuities; unit trusts; investment services; investment trusts; savings services; the provision of non-tax advantaged savings accounts; superannuation; brokerage services; stock exchange quotations; stocks and bonds brokerage including active buying and selling over the Internet; estate management; information services relating to finance and insurance, provided on-line via a computer database or the Internet; and consultancy services in relation to the foregoing