Owner Australia and New Zealand Banking Group Limited ACN/ARBN 005 357 522

Parent 959551

Service Phillips Ormonde Fitzpatrick

Various Provisions of subsection 41(5) applied.

Filing Date 19 January 2005

Class 36 Banking and financial services, including electronic banking services; capital and other investments; money exchange; facilitating electronic funds transfers and the trading of foreign exchange and capital markets products; financial transactions and services; monetary transactions and services including savings and transaction accounts; all the foregoing related to a matched savings program for low income earners

Class 41 Education and information services relating to financial matters and banking including financial products and services; provision of financial management training; education and information relating to savings towards the purchase of education-related products or services; all the foregoing relating to a matched savings program for low income earners